Relocation Relocating, what you need to know For the last decade,  57 people have been moving to Columbus each day. Currently, Columbus is building 8,000 new homes per year, which is 6,000 shy of what is needed to meet the demand.  According to the most recent census, Columbus is expected to grow by 1 million people by 2050.  Couple this with the […]
Uncategorized When Should I Replace My Furnace? I get this question a lot. My initial answer is “if its not broke don’t fix it”.   When your furnace reaches 15-20 years old, it could be time to consider swapping it out for a high – efficiency model. But just know they don’t make products to last like they used to.  Your next furnace […]
Uncategorized What Else Will Win The Deal First, I love a Leo meme…I could use this one with a different saying every day of the week, LOL. We have discussed appraisal gaps and escalation clauses…what else is there? How can you put your offer on top?   If you are a Seller sometimes there are unique circumstances when the other terms of the […]
Uncategorized Escalation Clause, To Do Or Not To Do Let’s talk escalation clause today.  I am not a fan, but it is a tactic used by many buyers and sellers so it is worth a discussion. An escalation clause is verbiage included in the purchase contract that normally would be used if the buyer thinks there will be multiple offers.  Rather than the buyer […]
Uncategorized What The Heck Is Appraisal Gap Coverage Cash is king and any Agent, Buyer and Seller know that offering cash for a property will likely win you the contract. However, Agents and Buyers are getting savvy because not everyone has a stockpile of cash to pay for a home.  There are other ways that buyers can win offers and some of the […]
Uncategorized Mortgage Rates Increasing? Don’t Bury Your Head My friend Brett Thomas from @Revolutionmortgage always keeps me up to date on mortgage rates.  The Wall Street Journal reported yesterday that rates were the highest they have been since Spring 2020 at 3.22%. (As I type it is up to 3.4%)  This always puts buyers in a tailspin, should I buy…will it affect sales.  […]
Uncategorized How Selling A House Without An Agent Can Cost You Do your real estate goals involve selling your home in 2022?  Are you considering doing it on your own?  Selling your house solo is possible, but definitely not recommended.  I realize that I say this as a Realtor, however make sure you think this through. In fact, FSBOs (for sale by owners) usually mean: • […]
Uncategorized In Contract? Prepare For The Inspection You’re selling a home and someone has made an offer on it, contingent upon a home inspection. It’s a common condition written into most offers, meaning that if the buyers aren’t happy with the result, they can cancel the sale without losing their earnest money deposit, or reopen negotiations. It’s an important step in the […]
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Uncategorized Buying A Condo With A VA Loan The VA home loan program is one of the most flexible and attractive ways to finance a home today. There’s no set down payment requirement, no private mortgage insurance and rates are lower than with many other types of loan programs. It’s also one of the most underutilized types of mortgages due to several common […]
Uncategorized VA Loans, Are you Eligible & How Do You Apply Active duty and retired military members have a great benefit when it comes to purchasing a home. They can do it with NO MONEY DOWN. Being a veteran isn’t the only requirement when it comes to getting a VA loan, though. The Department of Veterans Affairs has set up eligibility conditions that must be met. […]
Uncategorized Three Great Ways To Improve Your Credit Score A good credit score is important if you’re thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s really low, you may have to work on it for a […]
Uncategorized Why You Need A Home Inventory, And How To Make One There’s nothing like moving — whether it’s across town or across the country — to make you realize just how much stuff you have! When moving, you’re likely to let some things go, but probably also add some new appliances, furniture and other items to your list of possessions.  Some people like to do this […]
Uncategorized Put Down Roots This Fall Spring is often thought of as the best time for planting, but planting in the fall can offer some significant advantages for your plants.  Below are some reasons why fall is the best time for planting perennials, trees, and shrubs.  Perfect Planting Weather The cooler weather of fall is easier for plants and gardeners alike.  […]
Uncategorized Home Buying Wish List Stop for a moment and really think about this one: What are you looking for in your next home? The National Association of Realtors surveyed home buyers nationwide on the home features that are most important to them and found that home buying needs and preferences often vary by age. According to the survey, family […]
Uncategorized Appraisal Problems, Here Are Your Options The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here’s an example: A home is listed for sale at $350,000. It’s a multiple bidding situation, so you offer a higher price of $370,000 to gain an edge over other […]
Uncategorized Preparing Your Home For Sale On A Budget You want to sell your home, but you don’t have a lot of money to invest in repairs and upgrades before it hits the market. Plus, you want to spend the money you do have on your new home. There’s a lot you can do to make your home more inviting to potential buyers that […]
Uncategorized Four Things That Make Up Your Mortgage Payment There’s more to your monthly mortgage payment than the amount you borrowed to purchase your home. When you’re calculating how much house you can afford, be sure to consider all of the components that typically make up your monthly home loan payment. Start with the principal. The principal is the amount of money you borrowed […]
Uncategorized Should You Borrow From Your 401k? Have you refinanced your home into oblivion? Tapped out every available money resource with a myriad of loans and credit cards? There is one last option: borrowing from your 401(k). With the 401(k) growth the last year, you may have more in there than you think. Before you go off half-cocked, it is crucial that […]
Uncategorized The Perfect Home For Your Growing Family Are you looking for a home your children and pets will enjoy? You’re not alone. Many people make home-buying decisions on the needs of not only their children but their pets, too. Surveys show that home buyers with children are looking for homes near quality schools, with child-friendly amenities and enough elbow room. According to […]
Uncategorized Don’t Waive Your Right To Inspect I found this sticker on my front step the other day.  It started me thinking about the crazy market we are in and what buyers are giving up just to get a house.  Many buyers are forgoing their inspection so they can win the multiple offer scenario.  In my opinion this is a huge mistake.  […]